“It"s difficult to talk to an eight-year-old small person and try to explain to them the importance of saving,” he argues. By contrast, giving children money to put aside for weekly sweets or other small luxuries can teach them about basic financial planning. “It"s [easier] to understand that if I give you 20 kronor, if you spend it now, you won"t have any more during the rest of the month, for example, or the week.”